People's faces are different, and their destinies differ.
From countless past lives, the debts people owe are different.
Some people have huge debts that they cannot pay off in this lifetime.
They are "up to their ears in debt."
The mountain of debt piles higher and higher every day.
There is debt upon debt and they cannot extract themselves from it.
What caused this?
This is because in the past, they charged high interest.
They charged interest on top of interest.
They were greedy for a good deal.
As a result they are suffering because their debt is increasing daily and
they can't get out from under it.